Users with the Manage Cards user permission can raise a dispute against a cardholder's transaction via the web portal. See our Raise a dispute Help Article for steps on starting your dispute.
By raising a service not as described dispute, you're advising that the cardholder received the service, but it didn't match what was advertised or the described terms.
Once you've selected 'Service Not As Described' as the reason for the dispute, additional fields will appear for you to populate and amend accordingly.
Note:
To ensure the best possible outcome of raising a dispute, we strongly recommend you complete all fields within the dispute form.
By submitting a dispute request, all information provided must be accurate and truthful. Any false or misleading information could result in the rejection of the dispute. By providing all the relevant information, there's no guarantee that the dispute will be resolved successfully.
Visa’s decision is final.
The following information is a guide for the information required to raise a service not as described dispute:
Amount - the original transaction amount will be pre-populated. You can amend this amount to the value required.
Received Date - the date the cardholder received the service.
Cancelled Date - the date the cardholder cancelled the purchase.
Cancellation Reason - the reason as to why you're cancelling the purchase of the service.
Explanation - provide full detail for the reason behind the service not as described dispute, including: the timelines of communication with the service provider, the reason for raising the dispute, and any additional evidence or actions that you've undertaken before raising the dispute.
Additional Documentation - upload a supporting PDF or JPG of the purchase and/or any communications you've had with the service provider.
Once you've completed the Dispute form, click Save & Submit. Alternatively, click Save Draft if you need to come back and populate further information before submitting the dispute.
Note: Once you've submitted the dispute, you're unable to amend any further details or cancel the dispute.